Privacy Statement

Professional Services

We Value Your Trust.  Trust is the foundation of our relationship with you.  You have selected us to provide insurance products and services because you trust us to act with integrity and to handle information about you responsibly and to preserve the confidentiality of your affairs.  We strive every day to earn your trust and confidence.

We recognize and respect your privacy expectations and are committed to protecting your privacy rights. At the outset, we want to assure you that:

• We do not sell our customer mailing lists or other customer information to outside marketing firms.
• We do not disclose medical information except as necessary to process insurance applications, provide customer service and assist as needed with claims or as otherwise required or permitted by law.
• We will continue to protect your privacy rights even after you close your accounts or become an inactive customer.

Information Collection and Use

Collection:  CPR Benefits, Inc. (hereinafter sometimes referred to as CPR and/or CPR Benefits) is the sole owner of the information collected on www.cprbenefits.com)  CPR Benefits, Inc. collects information from our users at several different points on our Web site.

Use:  We Handle Medical Information with Special Care. In connection with insurance transactions, we may gather medical-record and health information about you, privileged information relating to insurance claims or court proceedings, and information about your character, personal habits, mode of living, or general reputation. We use information of this type that we gather in connection with insurance transactions to forward to insurance carriers, to process, underwrite and administer insurance applications, products, accounts and claims, and for other permissible business purposes. We do not share this insurance information or any classification based on this information with our other affiliates or others except as required or permitted by law. In addition, we do not share health or medical-record information that we gather in connection with insurance transactions for marketing purposes.

In connection with insurance transactions, we may gather personal information from persons other than those proposed for coverage. You have certain rights to access and make corrections to personal information we gather about you in connection with insurance transactions. In certain circumstances required or permitted by law, we may disclose personal insurance information without your authorization.

We Make Every Effort to Maintain and Report Accurate Information. We make every effort to maintain accurate, current and complete records of collected information about you in accordance with reasonable and prudent commercial standards. When we learn of inaccuracies, we promptly make corrections.

Cookies
A cookie is a piece of data stored on the user’s computer tied to information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site. We use session ID cookies. For the session ID cookie, once users close the browser, the cookie simply terminates.
 

Log Files
Like most standard Web site servers we use log files. This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user’s movement in the aggregate, and gather broad demographic information for aggregate use. IP addresses, etc. are not linked to personally identifiable information.
 

Customer Service
We communicate with clients and prospects on a regular basis to provide requested services and in regards to issues relating to their account we reply via email, phone or fax.
 

Legal Disclaimer
 

Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our Web site.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.

Aggregate Information (non-personally identifiable)
We do NOT share aggregated demographic information except for the purpose of securing our Business Insurance including Professional Errors and Omissions Insurance.
 

Links
This Web site contains links to other sites. Please be aware that CPR Benefits, Inc. is not responsible for the privacy practices of such other sites.

We encourage our users to be aware when they leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.
 

Security
This Web site takes every precaution to protect our users’ information.  If users have any questions about the security at our Web site, you can send an email to the Compliance Officer of CPR Benefits, Inc.
 

Notification of Changes
 If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We will use information in accordance with the privacy policy under which the information was collected.
 

If, however, we are going to use users personally identifiable information in a manner different from that stated at the time of collection we will notify users via email. Users will have a choice as to whether or not we use their information in this different manner. However, if the user cannot be contacted, then their personal information will NOT be used in this new manner. In addition, if we make any material changes in our privacy practices that do not affect user information already stored in our database, we will post a prominent notice on our Web site notifying users of the change.
 

Contact Information
 

Questions:  If you have any questions or suggestions regarding our privacy policy, please contact us at:
 

Phone: 1-717.845.2626
Fax: 717-852-7086
Email: info@cprbenefits.com, Please indicate "Privacy" in the subject line of your email communication.
Postal Address: Compliance Officer, CPR Benefits, Inc., 141 Camelot Arms, York, PA. 17406-1874
Web site URL: www.cprbenefits.com